By access and use of this Website (the "Site"), you accept and agree to be bound by and comply with these legal terms of use (the "Disclaimer"). By using this Web site, you represent that you have read and understood these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this Web site, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.
GENERAL
  
All products and services in the pages of the Site are           subject to the terms and conditions of the applicable agreements governing           their use, which may change from time to time.
  The Disclaimer is to be read by you together with any terms, conditions           or disclaimers provided in the pages of the Site and in the Product Specific           Legal disclaimers. In the event of any conflict, the terms provided in           the pages of the Site and in the Product Specific Legal disclaimers will           govern. 
  
  The information, material and content provided in the pages of the Site           (the "Information") may be changed at any time without notice.           Changes may be made to the terms provided in the pages of the Site. 
  
  Information provided on the Site, including rates, is believed to be reliable           when posted, but there is no guarantee that it is accurate or complete           or current at all times. 
Due to the dynamic nature of the Internet, resources that are free and           publicly available one day on the site may require a fee or restrict access           the next day, and the location of items may change as menus, homepages,           and files are reorganized. User expressly agrees that use of the site           is at the user's sole risk and prerogative.
No material may be modified, edited or taken out of context such that its use creates a false or misleading statement or impression as to the positions, statements or actions of Dr Fresh Assets.
CONDITIONS FOR PRODUCTS AND SERVICES
The terms and conditions applicable to any product, service or information           will be those determined at the time of provision of the product, service           or information. Please be aware of the laws of your country or that otherwise           apply to you in relation to any of the matters described in these pages.           If you choose to access the Site, you do so on your own initiative and           are responsible for compliance with applicable local, national or international           laws.
CONFIDENTIALITY
Dr Fresh Assets will treat all information regarding you as confidential.           Dr Fresh Assets will not in the ordinary course disclose any information that it           holds about you except in the following circumstances: 
  1. where Dr Fresh Assets is compelled to do so under the Indian law; 
  2. where you have provided your prior written authorization to do so; 
  3. where it is in the interest of Dr Fresh Assets to do so; or 
  4. where it is in the public interest to do so. 
  5. where Dr Fresh Assets needs to disclose information to other financial institutions. 
  Dr Fresh Assets may be required to disclose information about you to third parties           to facilitate the provision of services to you.
You may not use or export or re-export the Information or any copy or           adaptation in violation of any applicable laws or regulations, including           export laws and regulations in force from time to time. 
NO WARRANTIES
  
Dr Fresh Assets and any of its affiliates, subsidiaries, officers, directors, employees           or agents provide the Site and the Information on an "as is"           basis and do not make any express or implied warranties, representations,           endorsements or conditions with respect to the Site or the Information,           including without limitation, warranties as to merchantability, operation,           non-infringement, usefulness, completeness, accuracy, currentness, reliability           and fitness for a particular purpose. Further, Dr Fresh Assets does not represent           or warrant that the Site will be available and meet your requirements,           that access will be uninterrupted, that there will be no delays, failures,           errors or omissions or loss of transmitted information, that no viruses           or other contaminating or destructive properties will be transmitted or           that no damage will occur to your computer system. You have sole responsibility           for adequate protection and backup of data and/or equipment and to take           reasonable and appropriate precautions to scan for computer viruses or           other destructive properties. 
FORWARD-LOOKING STATEMENTS
The site may from time to time contain forward-looking statements that           include information about Dr Fresh Assets’s financial prospects, plans and           objectives of management for future operations, economic conditions, trends           and known uncertainties. The user is hereby cautioned that actual results           could differ materially from those that Dr Fresh Assets expects, depending on the           outcome of certain factors. Dr Fresh Assets does not undertake any obligation to           correct or update any forward-looking statements on the site.
TRADE-MARKS AND COPYRIGHTS
Dr Fresh Assets reserves all copyright, trademark, patent, intellectual and other           property rights in the information contained in this website and to all           company specific logos and services logos and no express or implied license           is granted in respect thereof. Any unauthorized access, use or reproduction           of the information or proprietary rights contained in this site is strictly           prohibited and is subject to such action as provided in applicable laws.           No information on this website should be reproduced or distributed without           the prior written consent of Dr Fresh Assets. The Information is for your personal           use only. Any unauthorized downloading, re-transmission, or other copying           or modification of trade-marks and/or the contents of the Site may be           a violation of any law that may apply to trade-marks and/or copyrights           and could subject the copier to legal action.
INTERNET E-MAIL
Any unprotected e-mail communication over the Internet is, as with communication           via any other medium (e.g. cellular phones, post office mail), not confidential           and is subject to possible interception or loss, and is also subject to           possible alteration. Dr Fresh Assets is not responsible for and will not be liable           to you or any one else for any damages in connection with an e-mail sent           by you to Dr Fresh Assets or an e-mail sent by Dr Fresh Assets to you at your request or           on an ad-hoc basis. 
NO LIABILITY
Dr Fresh Assets is not responsible for and will not be liable to you or anyone           else for any damages whatsoever (including direct, indirect, incidental,           special, consequential, exemplary or punitive damages) arising out of           or in connection with your use of or inability to use the Site or the           Information, or any action or decision made by you in reliance on the           Site or the Information, or any unauthorized use or reproduction of the           Site or the Information, even if Dr Fresh Assets has been advised of the possibility           of these damages. 
JURISDICTION
Dr Fresh Assets controls and maintains this site from India. Dr Fresh Assets makes no representation           that the information and material contained in this site is appropriate           or permitted for use in jurisdictions outside India. The terms and conditions           are governed by the laws of India without giving effect to any principles           of conflicts of laws. The Site for the user subject to the exclusive jurisdiction           of the courts of India without prejudice to the right of Dr Fresh Assets to take           an action in any jurisdiction whatsoever.
ALL RIGHTS RESERVED.